I met Ricky in Junior High and he has always been a honest and hard working person. Ricky is the most professional and knowledgable Loan Officer I have ever met. His honesty and integrity surpasses anyone in the business and I rely on him to always keep me educated and informed on loans, market and interest rates. I recommend Ricky without hesitation and encourage everyone to use his services and I promise you won't be disappointed! You can contact him for any of your financing needs and he will get the job done efficiently and with the utmost personal care for you and your family!