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About Steven B. Harkness

I help people that need a individualized attention. If you have a FICO score of 780 or above, if you have 20% cash to put down, if you have several hundred thousand dollars in cash reserves...YOU DO NOT NEED ME! If this doesn't describe you, and your family............welcome to the 99% club. My name is Steve Harkness, and I am pleased to meet you. I have helped thousands of individuals and families over the past twenty years become homeowners. The majority of these people have served in the United States military. It thrills me to be able to give something back to the men and women that put it all on the line protecting our freedoms! My mission is not just put you into a loan with a one size fits all mentality. I will listen to what's important to you, and show you how to get there. I am not just registered, I am licensed by both the State of Washington, and the National Mortgage Licensing Service # 140972. There is a HUGE difference between just being registered, and being fully licensed. As a licensed mortgage banker with the top name bank's, I can shop your application/circumstances for you with the touch of a button. As you may or may not know, banks differ greatly in their lending requirements due to the additional rules known as overlays the investor's who purchase their loans place on them. I will make sure your loan gets placed with the right lender the first time based on your special situation. You can call me at (360) 981-8615 from 9:00 A.M to 8:00 P.M. at night Monday through Sunday, and I will answer the phone. No Bankers Hours here! When your bank says no, Steve Harkness is the place to go.See MoreRead Less

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Reviews about Steven B. Harkness

Your Friend
5

i have know Steve for over 20 years in the mortgage industry. He is very knowledgable and always at the cutting edge of mortage technology and industry information. No one works harder in the mortgage business than Steve."

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Your Friend
5

A+++ service. Stayed in touch the whole time and made great advice. Became a friend through and beyond the process. Truly a great guy and he knows his work."

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Your Friend
5

Steven is a knowledgeable mortgage professional that cares about his clients. Let him work for you! You won't regret your decision."

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Your Friend

Steve has been serving his customers with passion for years. He is a consumate, well-informed professional!"

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Your Friend
5

Very knowledgeable and helpful. Really knows his stuff."

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Your Friend

Steven is a great asset to the Mortgage industry"

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