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About Aaron Hoy NMLS-115718

I have been in the mortgage industry since 2000. I have helped hundreds families achieve their goal of home ownership. It brings me great pleasure to meet with clients face to face and to discuss not just mortgages, but their overall financial future. My goal is to help my clients fully understand how their home mortgage can complement their long term financial goals.
As a veteran who served proudly in the US Navy, it is rewarding being able to provide fellow Vets with home financing through the VA benefits program. Most lenders are intimidated by the program, but in today's market, the VA mortgage loan benefit is one of the most compelling programs out there. With my background and loan experience, I make sure that all Veterans consider the option of using their VA benefit!
Educating families about sound financial principals like debt management, budgeting and sound home ownership practices is a passion of mine and I have taught courses related to this through my church.

Equal Housing Lender
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Reviews about Aaron Hoy NMLS-115718

Your Friend
5

It seems that it is so hard to find people you can trust these days. The news is constantly warning us of scammers, even to the point where we now call 911 to find out if the policeman behind us is really a policeman! So, it with deep gratitude that I am pleased to recommend Aaron Hoy! He is one of those old fashioned, open the door for you, listen closely to what you are saying kinda guys! He hears your concerns and then works tirelessly to make sure he delivers. If your credit needs repair, he can do that. If you have liens against your title, he can handle that, too. Aaron has excellent connections to make sure that your experience is smooth and dignified at all times.

Aaron knows the importance of family, has a high moral character, and integrity. Aaron is willing to learn, to research, to call in others, and to tackle any challenge! He's even funny! AND, I probably can't say this but I am going to ... he has one of the nicest voices I've ever heard!

I have enjoyed working with Aaron and he has been exactly what my parents needs. I'm pretty sure my folks consider him a son now (does that mean he's in my parents' will....hmmmm....). In all seriousness, he puts my folks at ease, is always respectful, and is an excellent and constant communicator.

Aaron ~ you rock!
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Aaron's Reply

 

Your Friend
5

I called Aaron for the first time on a Saturday afternoon explaining that I was at a house I wanted to place an offer on. I was no longer pre approved (it had expired) and Aaron did not hesitate to get me a pre qualified letter out within minutes so that I could put an offer in. Aaron explained everything thoroughly every step of the way and always answered the phone or called back short after a missed call.

My fiance and I were unable to find a time to meet with him personally while working together, instead Aaron made a video for us and recorded himself explaining the differences between loan options so that we could play it at a convent time.

We had an interesting timeline, trying to sell my old house with a contingent offer on a new one. As it came to appear that we were going to miss our closing date and have to close on the following Monday instead of Friday, Aaron pulled out the big guns and applied the needed pressure to get it done on time.

We could not be happier with the service Aaron provide and I would recommend him to any and all my friends and family.

Thanks again!
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Aaron's Reply

 

Your Friend
5

We were referred to Aaron by our former loan officer who helped us with our initial home purchase but could not handle our VA loan refinancing because his current employer did not provide that service. He assured me that we would be in good hands with Aaron, and that certainly proved to be the case. Aaron guided us through what was a rather lengthy, complicated and at times frustrating process, providing us with good advice and patiently answering all of our questions. We felt well-informed and well taken care off at all times. Aaron advocated on our behalf and got us a very good rate. My husband and I work long hours, and Aaron made himself available before and after hours as well as on weekends to accommodate our schedules. We are very thankful to Aaron for all of his hard work on our behalf. If we had to do it again, we would definitely reach out to Aaron as our first choice.See MoreRead Less"

Aaron's Reply

 

Your Friend
5

Aaron was fantastic to work with. We have gone through him twice now to finance our house and each time has been a joy to work with him. We recently refinanced and Aaron helped us over a major hurdle as I was on a temporary leave of absence from work. He worked with us to get documentation in order to prove intent to come back to work because he knew me and trusted the background I came from. His company granted the financing and its been smooth sailing with our lower finance rate ever since. We will work with Aaron every time we have mortgage financing needs!See MoreRead Less"

Aaron's Reply

 

Your Friend
5

I started working with Aaron 11 Years ago when I started my business. Since then we have closed many transactions together. However, not all of these transactions have been easy, Aaron's expertise and up to date knowledge of the lending industry has made the challenging ones less stressful for everyone, myself included. Aaron always returned my calls and emails on a timely manner which is very important in my line of work. I can always count on Aaron to get the job done and closed!

Anna Carrier
John L Scott
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Aaron's Reply

 

Your Friend
5

Aaron is incredibly knowledgable about the housing market and helping people get the right loan to meet their housing needs. Aaron helped me with a re-fi that brought my payment down and locked in a better 30 year rate -- that was a decade ago. Aaron made a good match for my needs. I've followed Aaron's newsletters and stayed in contact simply because he's a nice guy in a business where you need a nice guy on your side. If I ever have re-fi or new mortgage needs Aaron will be my first and only choice!See MoreRead Less"

Aaron's Reply

 

Your Friend
5

I have been in the mortgage industry for 20 years and have known many loan officers in that time, but Aaron is the one I would go to for a mortgage if I needed one. He is uncompromisingly moral and ethical, cares personally for his clients, and treats everyone with great respect. He has four young children at home and a wife to support, and he is a godly man -- all of these things make me proud to say that he is my friend and my chosen loan officer. Angela Craig, Lake Stevens, WASee MoreRead Less"

Aaron's Reply

 

Your Friend
5

I know Aaron Professionally as a Real Estate Agent I work with Buyers helping them find a great home. Aaron helps my buyers to qualify for loans for homes, condos and investments. He goes above and really tries to match the client with the loan whether it is takng a class to get down payment assistance or qualifing for special financing. I really like that we both care about people and want to be in the Real Estate business for years to come.See MoreRead Less"

Aaron's Reply

 

Your Friend
5

As a general contractor I've had several opportunities to work directly with Aaron on getting his clients exactly what they need, he has always worked very hard for his clients. I know he stays updated on any new programs that come out and all the other options that may be available to you as a new home buyer, or as someone seeking to creatively secure their financial stability with their current home.
I will always call Aaron first.
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Aaron's Reply

 

Your Friend
5

Aaron always responds to my calls right away! He is accurate and works incredibly well with all types of buyers, especially 1st time buyers!! He always explains the mortgage process in layman terms so those that don't understand the process, can understand it easily! I would HIGHLY recommend Aaron to any buyer looking to get a mortgage to buy a home or an owner needing to refinance their home!! EXCELLENT CUSTOMER SERVICE as well!!See MoreRead Less"

Aaron's Reply

 

Your Friend
5

A good friend and a brother. A hard worker in the mortgage industry for many years and help clients of all range to afford the house of their own. Active in the community such as Boyscout of America and Everett Gospel Missions as a board member to help the homeless and many other social events and fundraising. Dedicated and hard working and knowledgable individual that i vouchered for. He should be running for mayor.See MoreRead Less"

Aaron's Reply

 

Your Friend
5

Aaron was referred to me by my Parents when I was starting the process of shopping for a home. Aaron took the time to explain the process in easy-to-understand language. He patiently answered all my questions and I felt like he was my advocate and friend. His customer service is exceptional; he seems to truly care about his customers and that he does right by them. I'd refer Aaron to all my friends and family.See MoreRead Less"

Aaron's Reply

 

Your Friend
5

We were referred to Aaron by our realtor and what a great find. You always worry when you are purchasing a home and usually have to jump through hoops with the finance institution. Aaron made us feel like we had been friends for years and helped every step of the way. He was extremely professional and made us feel at easy . I would definitely have him assist us in our next home loan and would recommend him.See MoreRead Less"

Aaron's Reply

 

Your Friend
5

- I worked with Aaron Hoy of Crane recently and was impressed with the whole experience. Aaron is very knowledgeable about mortgage products and was able to secure an interest rate for us that was below what we had hoped for. Aaron delivers big on customer service and satisfaction; he communicated with us regularly throughout the process, answering any questions we had. I give him the highest recommendation.See MoreRead Less"

Aaron's Reply

 

Your Friend
5

Aaron did an amazing job helping us get out of a higher interest loan into a much lower interest loan, saving us hundreds of dollars per month. We had some challenges and hoops to jump through, but he was patient and we got it all wrapped up. I would recommend Aaron to any friend or family member needing a refi or home loan. He is certainly someone you can trust to take care of you!"

Aaron's Reply

 

Your Friend
5

You serviced my home loan rendering great service during that process. Above and beyond that over the several years since I've ask you several questions regarding refinancing my VA home loan and the unique issues surrounding a manufactured home, you've always been courtesy, timely, and helpful. I cannot imagine anything less than maximum integrity from you, Aaron. Blessings!"

Aaron's Reply

 

Your Friend
5

Aaron is the kind of professional that everyone should trust with their home loan. I have used Aaron for both of my homes and each time he was always on top of everything and always delivered under strict timelines. He kept me and my wife in the loop and was always available for my random questions. I 1000% recommend anyone thinking of buying a home, talk with Aaron."

Aaron's Reply

 

Your Friend
5

Aaron is very knowledgeable , a hard worker, and will go above and beyond to help his clients fulfill their mortgage goals. He is enjoyable to work with and is prompt to return calls and is always available to answer questions whether it be on a weekday or weekend. I recommend Aaron to any client that needs direction and help with home loans. "

Aaron's Reply

 

Your Friend
5

Aaron Hoy reputation for being the go-to person and the faith that people have in his honesty to delivered what was promised to you is real. It remind me of the song for Bruno Mars: Count On Me
“And I know when I need it I can count on you like four three two. You'll be there 'Cause that's what friends are supposed to do” Thanks again Aaron Hoy


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Aaron's Reply

 

Your Friend
5

When it was time to purchase our home there was only one person that came to mind, Aaron Hoy. Aaron is someone that we knew we could trust, who would communicate all the facts to us, and who we knew would give 110% to helping us attain our goal of home ownership. I highly recommend him and Crane Financial Group in Snohomish. Thank you!"

Aaron's Reply

 

Your Friend
5

We refinanced with Aaron several years ago and were impressed by his level of professionalism and integrity. He presented the terms, conditions, rates, etc clearly and transparently to eliminate any surprises.
In addition, his communication was clear and timely.
We highly recommend using Aaron for any of your finance issues."

Aaron's Reply

 

Your Friend
5

Aaron is always professional and always available. He answers calls and questions promptly, explaining all options and programs that best meet each clients specific needs. I have personally referred home buyers and refinance clients to him, whom he has provided an excellent service to. Nothing but good things to say.........."

Aaron's Reply

 

Your Friend
5

Thank you Aaron Hoy for being the go-to person and the faith that people have in his honesty to delivered what was promised to you is real. It remind me of the song for Bruno Mars: Count On Me
“And I know when I need it I can count on you like four three two. You'll be there 'Cause that's what friends are supposed to do”
"

Aaron's Reply

 

Your Friend
5

Aaron Hoy: Hardworking, knowledgeable, approachable. I worked with Aaron at Homestead Mortgage. I witnessed firsthand his interaction with his clients. I respect his integrity, and work ethic. I would not hesitate to recommend Aaron if you're looking for a home loan. He's a good guy, plain and simple."

Aaron's Reply

 

Your Friend
5

I worked with Aaron back in 2003 as a Mortgage Advisor and he was one of few men that was very ethical and honest with all his dealings with clients and coworkers! He took pride in his work and now I seek his advice on many matters!
Wishing him and his family the very best!

Best regards,

John Vallee, Jr."

Aaron's Reply

 

Your Friend
5

Met with Aaron to see what my options were for buying a home. He took the time to review my credit history and see where I stood. He helped put together a plan to get the best rates and loans available for me. Appreciate all the work he did and getting me in a position to get a home soon. Thanks Aaron."

Aaron's Reply

 

Your Friend
5

Aaron helped us when we purchased our home over five years ago. We have benifited from his help and advice with several finances since. We are grateful. Honest and hard working, Aaron makes the time to meet with us and explain all of our options, a nicer, more dedicated brocker is hard to find."

Aaron's Reply

 

Your Friend
5

Aaron went above and beyond, even being available during "non-business" hours, to aid us in the purchase of buying our first house. Aaron is very easy to work with, kind, and professional. We have referred multiple froends to Aaron and will continue to do so in the future."

Aaron's Reply

 

Your Friend
5

I used to call on Aaron when he was a broker in Everett. He is a great guy who is always willing to take the time to help with questions you might have and is a very giving and kind person. I think you can really trust him and he will do a great job for you."

Aaron's Reply

 

Your Friend

Aaron guided us through our first mortgage and our refinance (not easy processes). He was unfailingly patient and persevering. It's a great comfort to have a professional partner you can trust as you wade through these complexities."

Aaron's Reply

 

Your Friend

Aaron is a great loan officer. He knows the ins and outs of all the new mortgage laws these days. I would (and have) recommend him to help anyone navigate through all the complexities of a new mortgage or refinance."

Aaron's Reply

 

Your Friend
5

Aaron has always been available when I call, even if he's on vacation. He's that devoted. He handles his business in a very professional manner. I highly recommend Aaron!

Robyn T. Hammond
Prudential NW Realty"

Aaron's Reply

 

Your Friend
5

Aaron helped me with the mortgage for my first home. He was so very helpful and really took the time to explain all of the steps to me. If I need another loan, I'll go to him for sure!"

Aaron's Reply

 

Your Friend
5

Aaron did an amazing job for us. He went above and beyond his job in assisting us with our home loan. If we ever need one again he will be the first one we turn to. Thanks!!"

Aaron's Reply

 

Your Friend
5

I've worked with Aaron for 8 years and he has always taken great care of my clients. He is up to speed on the ever changing mortgage market and really cares about the client."

Aaron's Reply

 

Your Friend
5

Aaron helped get us our home in Lake Stevens. Professional, honest and hard working. He went out of his way to make our dream come true. Thanks Aaron!"

Aaron's Reply

 

Your Friend
5

Aaron is very knowledgable due to his 13 yrs of experience in the industry. He is also a true professional who believes in doing right by his clients."

Aaron's Reply

 

Your Friend
5

In a commodity business like loans, trust is really what matters. I know I can trust Aaron completely. He will always be very sincere with you."

Aaron's Reply

 

Your Friend
5

Aaron is a hard worker and cares about his clients! He will work with you to repair your credit so your ready to get out there and buy a home!!"

Aaron's Reply

 

Your Friend
5

Aaron was great to work with. He handled two of our loans and he made the process very easy. I would work with Aaron again on my next loan."

Aaron's Reply

 

Your Friend
5

Aaron's really easy to work with. He kept my client & I informed throughout the entire process and I will refer him again."

Aaron's Reply

 

Your Friend
5

Patient, friendly and very helpful. He made the whole process seem easy and smooth. We're so glad that we refinanced!"

Aaron's Reply

 

Your Friend
5

Great job on the house refi! Saved money, lowered our IR, done in a timely manner....easy peasy! Thanks Aaron!"

Aaron's Reply

 

Your Friend
5

Aaron is quite a capable, responsible person. We know him for many years as a good friend of my brother."

Aaron's Reply

 

Your Friend

I've had the pleasure of working with Aaron and know that he's a very trustworthy guy with a huge heart!"

Aaron's Reply

 

Your Friend
5

Excellent customer service and a fair and respectful young man. God bless you Aaron !!"

Aaron's Reply

 

Your Friend
5

Aaron helped us buy our home, we are thankful for his hard work and help."

Aaron's Reply

 

Your Friend
5

Honesty and Ethics is his trademark!!"

Aaron's Reply

 

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