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About Ben Temple

I specialize in financing homes under the $400,000 sales price, and have years of experience helping homebuyers no matter what their credit is like and buying experience.

Featured Reviews About Ben Temple

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Reviews about Ben Temple

Your Friend
5

I was referred to Ben Temple and OVM Financial through my Real-estate agent Mrs. Tina Dubois, of Century 21 Nachman Realty. At first I was hesitant because I was unsure about working with a broker who might have a hidden agenda rather than dealing directly with a bank. I couldn't have been more wrong. Ben made me feel like he was dedicated to helping me finance my first home. He worked with me at great length during non-normal business hours due to my location in California. He took the time on a weekends, and well after 10PM during the week, to really listen to my goals. He helped me develop a plan for my future. He ran multiple analyses on my finances to determine all of my available options to find the perfect mortgage to fit my plan. I have worked with other lenders before. The process made me feel like I didn't know enough about what I was getting myself into, and that the bank would offer me something only if I specifically asked for it. Ben made me feel comfortable by listening to me, listing out every possible mortgage scenario, and explaining the pros and cons of every option available. The loan he got for me had a rate of 3.25%, and he structured it perfectly to take advantage of every penny that the seller brought towards closing. We didn't pay anything out-of-pocket towards a closing expense; surveys, lawyers fees, title fees, transfer fees... etc. we didn't write a check for any of it! He was there in person the day that me and my wife closed on our house to make sure we were comfortable and satisfied. I couldn't be more pleased with his dedication and service. I would recommend Ben Temple and OVM FInancial to anyone buying a home in Norfolk/Virginia Beach!See MoreRead Less"

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Your Friend
5

After being turned down by a previous mortgage company, I was referred to Ben Temple of OVM Financial. Once you have been disapproved, it kind of takes the wind out of your sail. I was very reluctant to call at first but I am “Truly Grateful” that I did. Ben went to work immediately and got me pre-approved in less than 72 hrs. Ben is non-judgmental and took the time to fully understand my situation. He gives 100% effort until process is complete! Once I decided on where I wanted to live, Ben & Kaylan had me set to close in less than 8 weeks. I could have closed as soon 4 weeks!! Ben was meant to cross my path and today I am a VERY PROUD 1st Time Home Owner!!!! I can’t express my gratitude enough, “Thank You Ben Temple” for helping make a dream come true!!

Paul Warren
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Your Friend
5

As a first time home buyer, I found Mr. Temple to be extremely patient & helpful. He explained every step along the way so I knew what to expect at closing. I found the whole process to be fast & simple, and I was updated regularly about my loan status. He went above & beyond for me, as I assume he does for all his clients, I felt like I had individual attention, and was not just another number. I am so beyond thankful to have worked with him. As most people find, the whole loan process can be overwhelming. My experience with Mr. Temple was the complete opposite. I have and will continue to recommend him to anyone I know in the market for a mortgage. See MoreRead Less"

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Your Friend
5

Ben handled my closing and I was very impressed. We only had 8 weeks to find a home and close on the home. We were living in North Carolina and moving to Virginia so it was very hectic. My process with Ben went very smoothly and with his help we were able to overcome every obstacle! I highly recommend Ben! He is accessible, knowledgeable, dedicated and will do what is required to close your loan. I had spoken with several mortgage companies before I got to Ben. Most said come back when you have perfect credit. Ben said, let's make it happen.See MoreRead Less"

Ben's Reply

 

Your Friend
5

Mr. Temple is in one word;professional and he provided me his vast knowledge and made my purchase of my home in 2011 a smooth process. I would recommend him to anyone who is looking to sell or purchase a home. I also used him when I re-financed my home in 2012 he was once again very helpful and made the process easy and took his time to explain everything that was required and he made it so that I was comfortable from the beginning to the end of my dealings with him and OVM FINANCIAL. Mr. Temple is in one word AWESOME!!!!!!!!!!!!!See MoreRead Less"

Ben's Reply

 

Your Friend
5

Mr.Temple I can't Thank you enough , He put me at ease very kind and easy to talk to . My closing went well he talked me through the whole process he is very knowledge and dedicated . This is the first time I have bought a home I was very nervous and didn't know what to expect, but we did it and I am very pleased.I would recommend him very highly . Thank You Ben"

Ben's Reply

 

Your Friend
5

Ben Temple is top notch!! He aided in THE MOST smooth sailing mortgaging of a property I have ever been a part of. So professional, with an amazing attention to detail. Quick. Punctual. Dedicated. It will definitely be a no brainer where I will turn for my next venture! Thank you again and again, Ben. CHEERS!"

Ben's Reply

 

Your Friend
5

Ben made the entire loan process smooth and understandable for my wife and I. There are no words to describe how lucky we feel to have gotten in our new home, and we have Ben and the OVM Financial team to thank for it! 5 stars because his service to us could not have been better!"

Ben's Reply

 

Your Friend
5

Ben Temple is a great broker! He got us a great deal on our mortgage and continues to provide 5 star service years after. Highly reccomended. Ben Temple has your best interest at Heart.

Josue Rivera-Class"

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Your Friend
5

Ben and his team were very professional and always available to answer any questions."

Ben's Reply

 

Your Friend
4

Very helpful with first time buyers."

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Your Friend

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