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About Michelle Noble

I am a local mortgage banker with over 25 years experience in finance and real estate in the South Texas area. My office has four local underwriters and local processing and closing to keep our level of customer service as high as possible. We have all of the technology, competitive rates, and products of a National Lender, with the feel and customer service you would expect from a small town bank. We offer, FHA, VA, TXVET, Conventional, USDA, and Manufactured home financing, Construction Lending. From your first home, to the home of your dreams...we're here to help you with your purchase or refinance.See MoreRead Less

Featured Reviews About Michelle Noble

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Reviews about Michelle Noble

Your Friend
4

I had a very rough start with my mortgage process & the ending got worse. I met with Michelle after I signed my contract. We agreed on what I wanted to do with my loan & I went on my way. I trusted my realtor to communicate with her & get back with me with the facts. However, my realtor was very bad at conveying information or checking in with my loan officer. She assumed all was going well. When Michelle did call to mention problems, they were not relayed to me. Since my realtor did not look out for my well-being I felt trapped when I called Michelle directly and was told we could not achieve what we had discussed in the time frame we discussed. It had to be pushed back one week. I was furious @ Michelle but when I talked to my realtor & realized she had not kept up with details of my loan process, I quickly put the blame where it belonged, with her. She had dropped the ball. So, when we got to the end, my realtor blamed me & left it to me to stay on top of the issues. I called Michelle directly & she kept up with me after that. Because I had not been close to Michelle during the process, it was bumpy at first, but she communicated with me as well as she could, given her workload. Michelle did all she could do, but because I did not know I had to solve certain issues before closing. We had 2 weeks. I did what I had to get through closing. because it had been so rough, I talked with Michelle afterwards about the lack of communication between my realtor & her. She was not aware that I was just being told that everything was peachy. She agreed to handle that realtor differently in the future, such as not assuming the buyer knew anything. It was too late for me, but she did listen and worked very closely with me at the end of the loan process. We had other challenges. The closing was delayed and the closing date was Dec 20th. I would suggest not closing during a big holiday like that, just 5 days before Christmas, almost a month after Thanksgiving, and 2 weeks until New Years! Everyone wants to close before the end of the year! Crazy time!! Michelle did her job, weighted down with new government regulations asking for he amount of documents. It was a change for me so I got frustrated but understood. Those extra things to the end made me frustrated, but they were not her fault. I think Michelle was truly honest, hardworking and caring in the end. She knows her business and has sympathy for people, but her business leaves very little time & makes for quick responses. It helped to talk to her at the end and re-evaluate what happened & why. She took the time then to talk & listen. I realized more what loan officers are dealing with today & she finally knew all the frustrations I felt & why. It really helped to end that way. That's where I made a negative impression into a very positive one. See MoreRead Less"

Michelle's Reply

 

Your Friend
5

Michelle has been my primary loan officer every year I have been in real estate, which is ten years now. She has always provided the highest, knowledgeable and professional service for me and my clients. Michelle is very responsive and always has a solution to offer to get the client approved or provides a plan of action if one is necessary to get the job done. I will always refer her when asked for a loan officer. She is also an outstanding individual that I am privileged to have as a personal friend.See MoreRead Less"

Michelle's Reply

Thanks Toby, you have ALWAYS been a pleasure to work with!!!

Your Friend
5

Michelle achieved the "impossible" for me and made things happen... Quick. Professional and kept my overall experience relaxed, positive and informed. No pressure, no games and absolutely no regret. I am grateful you were there for me. Love my new house!!!! Thanks Michelle."

Michelle's Reply

Daniel started out thinking he wouldn't be able to buy at all and we had him moved into his new house about 60 days later. He's one of the reasons I love working with first time homebuyers. House is beautiful Dan!!

Your Friend
5

I am a real estate broker here in San Antonio. I have known Michelle for about a year now. I am glad that I have been recommending her to my clients since then. Michelle is very knowledgeable about the mortgage industry, and keeps up with the changes that are continually taking place. That allows me to concentrate on working with my clients. There are many aspects of the way Michelle runs her business that I like. The one that stands out... She does not fluff up the situation. In other words, if my client does not qualify, because of credit, money or whatever, she does not tell me its doable, and then drag it trying to make it work. This helps me help my client to truly be able to purchase a home, without as much stress.

I do highly recommend Michelle Noble as your mortgage professional.
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Michelle's Reply

Thanks Johnny, I really have enjoyed working with you over the past year and look forward to many, many more years of doing business together.

Your Friend
5

I have known Michelle for over 10 years. Her knowledge of the Mortgage Banking industry is second to none. She has closed dozens of very complicated loans for us which most Loan Officers would not understand nor be able to close. Unlike the average Loan Officer Michelle can evaluate an applicant in the beginning of the process. When she says a loan applicant is good you can take it to the bank.
In my 49 years Contractor and Real Estate Broker I have never met anyone in the industry more competent than Michelle.
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Michelle's Reply

 

Your Friend
5

I'M A HOMEOWNER!! Our realtor recommended Michelle to us. We got approved immediately and her team was a pleasure working with. As a first time homebuyer I had many questions, concerns and speculations. She handled them all and I still remember her saying "I am never wrong, I approved you because I know you are qualified". I still believe that, this was a much easier process than I have heard from friends and family. Will def use her again!See MoreRead Less"

Michelle's Reply

 

Your Friend
5

Michelle returned every phone call quickly and always kept us informed of the next step in the process. The entire staff was very helpful and always followed through on the statements made. Most importantly, Michelle and her team came across as very smart about the entire system - any problem that came up she solved quickly and efficiently. I would highly recommend Michelle for any loans you need.See MoreRead Less"

Michelle's Reply

 

Your Friend
5

I have been in the real estate industry for over 20 years and Michelle is the only loan officer that handles my personal real estate loans! Michelle is, and always has been, one of the most honest people I have ever had the honor to work with. Hardworking and trustworthy are the two words I associate with Michelle. Whatever your real estate loan needs are Michelle can help. "

Michelle's Reply

 

Your Friend
5

Michelle has provided lending services for all three of the homes I've purchased. She is courteous and respectful, and her knowledge of the industry and dedication to detail was an enormous stress-reliever throughout the entire funding process. I would definitely recommend Michelle to anyone in the market for a new home!"

Michelle's Reply

Thanks Cindy! I'm so glad that the last house sold and now you can just enjoy your new one :)

Your Friend
5

Michelle gives great personal service during the mortgage financing process. She makes the process painless and helps the buyer every step along the way. Michelle has many different products available to help the buyer purchase their dream home. I definitely recommend her to anyone looking for home financing."

Michelle's Reply

 

Your Friend

I choose high quality, hard-working people for my team. As a REALTOR, it is paramount that the service providers I refer to my buyers are going to not only get the job done, but support me and my buyers along the way. Michelle is that type of loan officer. I use her every chance I get because I trust her!"

Michelle's Reply

Dawn and I have worked together on several transactions. She is super to work with. She is hard working and always has her clients best interest at heart.

Your Friend
5

Michelle is an experienced and knowledagble mortage professional. She understands all the mortgage programs available. In addition, she has a niche that not many others in her profession have - financing of manufacturd and mobile homes.
Michelle is very responsive to her customers and us, the Realtors."

Michelle's Reply

 

Your Friend

Michelle Noble has the knowledge and "know how" to help you get the home you want. She takes care of you through the entire process and helps you have a Happy Ending when you move into your new home. She is honest, straight forward, and very good at what she does best - help people get into homes."

Michelle's Reply

Thanks Linda, I appreciate the referral!!!

Your Friend

Michelle takes excellent care of my clients, over and over again. She's honest, cheerful, professional and really knows her stuff. I sell millions in real estate and when my buyers need loan officer we can count on to go the extra mile, I call her first! Happy to recommend Michelle ANYTIME!"

Michelle's Reply

Thanks Ginger, its always a treat working with you and your home buyers!!

Your Friend
5

Mrs. Noble made everything so easy. She explained to us how the loan process worked, she answered any questions we had and eased any worries. As first time homebuyers my husband and I appreciated her help and happily recommend her to any of our friends or family who are looking to buy a house."

Michelle's Reply

Thanks Krystal,

You and John were a real treat to work with and the house is just beautiful. You guys have done such a great job on it.

Your Friend
5

MICHELLE is professional and helpful at all times. When a situation is time sensitive she is ahead of schedule. Her experience shines thru time and time again. Working with her is always a treat and never a headache!

Natalie Purcell
Centuury 21 Northside
2009 Ruby Award winner"

Michelle's Reply

I try and work with Natalie as often as possible. She is a great Realtor and we work well together as a team to get her buyers in there new homes and keep them happy.

Your Friend
5

Michelle is a true professional and a great asset to your company. She took her time and allowed us to thoroughly understand the process of the journey we were undertaking. We could not have done this without her wealth of knowledge and patience. Sincerely The Thorntons"

Michelle's Reply

 

Your Friend
5

Michelle has helped me obtain a mortgage loan for different properties over the last 10+ years. She is always courteous, always professional, and always striving to provide the very best for her clients. I highly recommend Michelle to anyone looking to buy a home!"

Michelle's Reply

 

Your Friend
5

Michelle is an excellent Branch Manager/Loan Officer at Gold Financial Services. Her years of experience have been an excellent asset for Michelle. She is always available and extremely efficient in loan processing. She is my first pick on all my clients."

Michelle's Reply

 

Your Friend
5

Michelle is an excellent Branch Manager/Loan Officer at Gold Financial Services. Her years of experience have been an excellent asset for Michelle. She is always available and extremely efficient in loan processing. She is my first pick on all my clients."

Michelle's Reply

Thanks Dick!! It's such a treat to work with someone that knows as much about real estate and cares as much about their clients as you do. Here's to many more years of helping customers buy homes.

Your Friend

Mrs. Noble is the best out there! She will treat you right and fair! She will help you find the BEST out there and go above and beyond for you! She has a great and friendly attitude and treats you with respect. This is one lady that wont steer you wrong!"

Michelle's Reply

Thanks Mari, I've seen those Facebook pictures and it looks like the Navy is good to you. I miss you a bunch, you should stop and see me the next time you're home :)

Your Friend
5

Every interaction with Michelle is handled with courtesy and the upmost professionalism. I would reccomend her because she is the BEST mortgage lender in town. She has been instrumental in getting my loan approved and getting me into my dream house!!"

Michelle's Reply

 

Your Friend
5

Michelle Noble is a veteran loan consultant that continues to exceed client expectations at every turn. It is with great pleasure and confidence in our reputation(s) that I warmly recommend Michelle.

At your service,
Jason Downs, LREB"

Michelle's Reply

Thanks so much Jason!! It has always been a pleasure working with you and hopefully we can work on some new homes together now :)

Your Friend
5

Michelle is the ultimate professional. I would highly recommend her services because she looks after my clients without me having to spend my time following up to make certain things are done. She just does it, and makes things happen."

Michelle's Reply

 

Your Friend
5

Michelle has assisted us with a number of real estate deals. She is always professional, yet able to give that personal touch that lets you know she cares about you. It's not just about the numbers. She really provides customer service."

Michelle's Reply

Thanks Don!! You'll have to keep me posted on how you and Donna are doing!

Your Friend
5

Michelle assisted me in the purchase of my home in 2008. She was very clear and thoughtful in going over my mortgage options. Very responsive and available to answer questions. I will seek Michelle's help in future home purchases."

Michelle's Reply

 

Your Friend
5

Michelle Noble is an amazinv loan officer. She is very knowledgeable about what she does and a true pleasure to work with. I will definatly refer all my friends to her. Thanks again Michelle!!!
Dennis and kim moss"

Michelle's Reply

Thanks so much Kim!!

Your Friend
5

Michelle is a loan officer that knows how to get the job done! Takes care of my clients, is knowledgable and on top of the latest in the industry. I feel very comfortable when my clients are in her hands' care."

Michelle's Reply

Thanks Shirley, I love working with you every chance I get. If you need anything give me a call :)

Your Friend

Michelle Noble is great! She is straight forward, no BS! She will tell you exactly what you need to do in order to get your home. She doesn't drag her feet, she treats you like family (in a good way)!"

Michelle's Reply

Wow, I can't believe how long its been since I helped Laura and Jaime buy their first home!! What a great couple and now what a great family!! Three beautiful little girls to fill up the house since they bought. Look out guys, at this pace we're going to have to upgrade really soon.

Your Friend

Michelle is AWESOME - I know her as Missy! Yes we are family but it wouldn't matter she treats everyone like family! She is the one you want in your corner at all times! She will NOT disappoint you!"

Michelle's Reply

 

Your Friend

Michelle is the one you want to get you your house..she is very responsible and has great work ethics , treats you like family..she's the one you want."

Michelle's Reply

 

Your Friend
5

Michelle is the type of loan officer you want when trying to buy that special home. She never gives up and works hard for her clients."

Michelle's Reply

 

Your Friend

Supporting my wonderful cousin. She also helped my wife and i get everything together for our home purchase thanks missu"

Michelle's Reply

Working with John, Erika and "Jelly Bean" on their first house was a treat. Sometimes working with family can be stressful but they are such a great young couple that it was a pleasure from start to finish :)

Your Friend
5

Michelle is excellent at keeping deals on track and making sure that they get to and through closing. Highly recommend."

Michelle's Reply

Reggie and I have been working together over the last 8-9 months and its been a great relationship. He's a great Realtor, dedicated and always professional!!!

Your Friend
5

Michelle was great to work with! She helped us and kept in contact through the whole process of buying our dream home!"

Michelle's Reply

 

Your Friend
5

She is very honest and helpful and will get back to you in a timely manor. She is very helpful."

Michelle's Reply

 

Your Friend
5

there is no better loan officer!!!!!!!! smooth easy transaction! thank you Michelle"

Michelle's Reply

 

Your Friend
5

Wonderful, caring customer service! Michelle really cares about your project."

Michelle's Reply

 

Your Friend
5

Great customer service. Michelle always showed she cared about my business."

Michelle's Reply

 

Your Friend
5

she was very helpful and would respond timely when i had concerns"

Michelle's Reply

 

Your Friend

Michelle has un-impeachable character and integrity, nuff said!"

Michelle's Reply

 

Your Friend
5

Thank you for all your help and great service!"

Michelle's Reply

 

Your Friend

Eager and ready to help."

Michelle's Reply

 

Your Friend
2

Michelle treated me like I was working for her. She has a very large ego. I had credit problems, but she was aware of them before we started. I did everything and more to fix my credit, and when it was fixed, she got me the loan. She acted like she was doing me a favor and was the only one that could have gotten the loan.
The fact was that she was working for me. She got paid at closing, which she didn't even show up for. That's all she wanted was to get paid. She is very disorganized. She will ask for the same documents several times. At one point, one of her minions called and asked for my phone number and my wife's birthday. She had just called me... on my phone... for my phone number....enough said? All the paperwork we had sent had my wife's birthday in several places... incompetence or lazy... it doesn't matter. Not the type of people you want doing your mortgage. She also kept doing credit checks on me without asking or telling me.
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Michelle's Reply

 

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