Apex Home Loans is Montgomery County's Largest Independent Mortgage Banker headquartered in the county. We originate residential home Loans throughout Maryland, the District of Columbia, and Virginia
Apex Home Loans is a DIRECT LENDER. We are LOCAL, EXPERIENCED, AND INDEPENDENT. What does that mean for you?
LOCAL - As a locally owned and operated mortgage banker, company owners are onsite in our Rockville headquarters and oversee full in house control over loan processing, appraisal management, underwriting approval, document preparation, and loan funding. This is particularly important in a highly fractured mortgage market where many decisions being made on your loan might instead be made by outside of Greater Washington by individuals that are less knowledgeable about our local housing market.
EXPERIENCED - Whether it's one of our Senior Mortgage Bankers you are working directly with or our seasoned staff supporting their efforts, you can rest assured knowing that the majority of our mortgage professional members have more than ten years of experience in the mortgage industry. Additionally, many of our Senior Mortgage Bankers carry additional credentialing well beyond the minimum State & Federal requirements.
INDEPENDENT - Our status as an Independent Mortgage Banker allows us the flexibility to source your loan with multiple investors and not be restricted to the products or pricing of any one institution. Independence as a Mortgage Banker provides us with the flexibility of a mortgage broker and the resources and in house control of a large bank, providing the perfect combination for a smooth loan process at a great rate.
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I have known Kevin Carey for almost 10 years. He has always been a mortgage lender that I could go to with clients of mine that do not have stellar credit. In almost all cases he managed to find mortgages for them when other lenders told me point blank NO. I have many happy homeowners because of Kevin and I would highly recommend him to be your lender of choice for your difficult clients and even for those that are not so difficult."
Kevin is an extraordinary professional and has been an incredible asset to me in my work as a real estate agent. He is thorough, creative, accessible, and highly experienced. I recommend him to my clients without hesitation, knowing that they will receive the utmost in professional care."
I have worked with Kevin for almost 9 years therefore I feel confidant in recommending him as a quality lender who takes great pride in doing his job right. Kevin has also become a good friend which is why I can attest to his character and the kind of man he is."
Kevin is very knowledgeable and wiill guide you through the entire process. He has the clients best interest at heart and will do everything possible to assist you in achieving your intended goals. He is personable, helpful and trustworthy."
Kevin is one of the highest quality human beings I have ever had the pleasure to know. Kevin is the consummate professionalism, his work ethic is second to none, his integrity is UN-shakeable."
Kevin is a true professional who totatly understands the mortgage process and how to obtain the best results for Clients."
We're definitely using you when we move (someday!)"
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