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About David Rosengarden

My purpose is to help people and their advisers make stronger financial retirement plans using home equity conversion strategies. My success comes from 18 plus years of wide-ranging experience as a trusted adviser and military veteran.

Who do you know who wants to live with more security and peace of mind?

Universities, Professors at Ivy League Schools, PhD's and Nobel Prize Winners in Economics are now on the record--Peer Reviewed, Journal Published & Scientifically Proven: The equity in your home is just as much a part of your financial plans as any savings, pensions, annuities, or Social Security.

Here's a great overview (copy and paste to your web browser's address bar): https://goo.gl/oPX56T

Discover the power of including home equity conversions to ensure your investments last longer, you leave more net-worth to your heirs, and to complete your financial plan.

Part of my specialty also includes accurate estimates of home values and calculating finances to project successful future retirement plans.

Contact me to discuss how a home equity conversion strategy might strengthen your financial plan.

Toll-Free: (888) 693-2834
Email: hecm@davidrosengarden.com
Web: DavidRosengarden.com
Reverse Mortgage Specialist for the Entire United States

NMLS ID 229631
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Featured Reviews About David Rosengarden

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Reviews about David Rosengarden

Your Friend
5

Hello Again, I hope this review finds its place let me start by saying Again Thank you David Rosengarden for doing everything in your power to make this deal go through, you see this was not the first attempt to do a Reverse Mortg. the first Com. came up $7000.00 short and requested that I contact my Mortg Co to accept the paperwork to complete, well needless to say going back and forth with the Mort Co and the Investors they would not bug, in the interim I received a phone call from David, he actually was the first one that I had contacted but went with the later because It was not out of town and that was were I made my mistake. David went over and beyond, when he thought he could not help me he relayed to me the reasons why, and it was due to the appraisal coming in short of what he thought, but miracles do happen he went and talk to his Co. and got back in touch with me. he was able to use the first date that I started out with by transferring my paperwork on to his paperwork, he then went further and talk to lawyers when obstacles confronted him, Md has some strange laws David held my hand all the way I felt like he was only working for me to get this job done he investigated into Md laws and found out how Md laws worked he talked to the different Title Co's involved, he talk to my Bank and explained in details what paperwork I needed to supply to validate my information that I supplied..he found out about the ground rent and the details surrounding that he did all of this with his phone calls and his determination to do what needed to be done to complete this Reverse Mort... it was many time that I just wanted to give up but he would not let me he continue on with his many tasks and believe me there was many he was even able to reduce the requested money that I needed to bring to the table. David professionalism and his perservance made a believer out of me, I truly did not think that anyone like him still existed . I would recommend him to everyone seeking a Reverse Mort. I have already talk about him just in him assisting me and helping me in a bad situation. Thank you David for Everything that you have done for me. because you cared I will be able to stay in my home... Thank you from the bottom of my heart. ...Rosemarie Ceo, Gold Star Mother Proud Mom of Cpl. Bernard L Ceo, kia Iraq 12/14/2005....See MoreRead Less"

David's Reply

Rosemarie,

I've mentioned this to you several times, but now that you've taken the time to give me a review, let me say publicly that I am honored to have helped you. You have gone through quite a bit in life and you have made the ultimate sacrifice that any mother can give. Having been in the Marine Corps myself, and at the time when all of our latest troubles started on 9/11/2001, I thank you sincerely that you raised a brave man who served our country and gave his life while dedicated to making my life a little safer here at home.

Your loan file threw every surprise at me at every turn. There are many reasons why I will never forget the transaction you have completed with me, but most of all because of the fact that no matter how many circumstances seemed to get in the way and said, "you will NOT get through me..." we stuck it out and I am happy to say that we beat all odds and funded your loan. (Literally, within the last few hours that remained before we could no longer complete your loan!)

I know this will greatly help you out for the rest of your life and if nothing else, I'm happy that I could put in the effort to repay you so that the remainder of your retirement years will pass on without you having to worry about the place you call home!

Thank you again, Rosemarie, for the opportunity to get to know you and serve you! Stay positive and stay strong! God has His purpose and He is surely watching out for you!
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Your Friend
5

I would highly recommend David to anyone who needs a reverse mortgage. David was very prompt on returning phone calls and keeping me informed on any issue that came up. I have been in selling and listing real estate in the Dallas area for 29 years and I would rate David a number 10 on the professional ladder. My house was in a trust and it had to be removed from the trust for it to close, which made the process and paper work to start over in square 1 again. David and his company went above what is required to get this done which included paper work, attorneys, appraiser, and closing by the deadline I needed. The reverse mortgage will give me more cash in my pocket each month that will give me freedom to do the things I enjoy. Great job David!!See MoreRead Less"

David's Reply

Thank you, Nancy! I am so glad we were able to make everything work out for you in time! I tend to be the kind of person who likes challenges, and that deadline kept me on my toes!

Thank you again for your business and thanks for the kind words.

Your Friend
5

There is no doubt that Dave is passionate about what he does and will try to find you the best deal. It is Dave's energy that puts him head and shoulders above the competition. Dave has provided advice over the years and seems to have the customer in mind when creating reverse mortgage solutions. Unfortunately I don't have enough equity for Dave to help me....maybe 20 years down the road. If you have equity and need cash, then a reverse mortgage seems to be a viable option. The ideal solution would always be for us to not have to borrow at all:-) but then Dave wouldn't have a job....If you need a mortgage of any type, Dave is your man and I would recommend him as a leader in his field.See MoreRead Less"

David's Reply

Thank you, Mike, for the kind words. I would like to add to your comment when you say the ideal solution would always be for us not to have to borrow at all.

I agree that *NOT* holding debt, when it is wise to avoid keeping it, should be the primary goal whenever debt is concerned. However, *NOT* utilizing debt, in the proper way, is not always the least expensive, or most financially sound decision when reviewing an overall retirement investment portfolio.

When using Reverse Mortgage as a retirement planning tool, I do not consider, nor advise, using the Reverse Mortgage as a debt leveraging tool--holding debt. Instead, when someone falls in the FINANCIAL PLAN category, the Reverse Mortgage has been proven to be a useful risk management tool which will allow a retirement portfolio to have a survival rate 35 percent longer than without using the Reverse Mortgage.

The reason for this is as old as the sun itself; however, the concept for many is new. I would encourage anyone reading this to please contact me, and I can help give you a clear picture on how and why the Reverse Mortgage as a risk management tool does work.
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Your Friend
5

David is a professional in every sense of the word who cares about his prospects, borrowers, and growing his business the right way.

I have seen his ability at work from being a direct competitor now his colleague. This view is much easier to take as I am happy not to compete.

Anyone would be well-served to work with David in any capacity.

Peter Klamkin
Regional Vice-President, Central Plains Region
Security One Lending
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David's Reply

 

Your Friend
5

Working along side David for many years I saw his tenacity for putting his clients first in every way. If you want to work with a professional who looks out for you and has a passion for doing it, David is your man."

David's Reply

 

Your Friend
5

David is an exceptional professional in the Reverse Mortgage space. He brings compassion and integrity to our industry and truly cares about helping his clients. He comes with my highest recommendation."

David's Reply

 

Your Friend
5

I've known Dave for many years. I consider Dave to be reputable and competent. I would not hesitate to take a look at David's abilities to service your needs or answer your questions."

David's Reply

 

Your Friend
5

Dave is a stand up kind a guy, not just there to do business with you but to get to know you and meet your needs as a client. Be careful or you may find yourself a customer for life."

David's Reply

 

Your Friend
5

hard working man with lots of clients due to his diligence and professionalism. David and i work together on several finance transactions for seniors and they went well ."

David's Reply

 

Your Friend

I've known Dave for many years. He is a man of integrity, determination, and knowledge. That fact that he can be trusted is high on my list of ideals I like about Dave."

David's Reply

 

Your Friend
5

David is the consummate professional. As a colleague, I seek his advice when questions arise. His suggestions are always useful in helping me to help my own clients."

David's Reply

 

Your Friend
5

Mr. Rosengarden is a serious professional who knows the business and handles clients with grace. I am glad to know I have him on my side."

David's Reply

 

Your Friend
5

David is motivated, intelligent and a man of character. Definitely the right man for the job when you need results!

Larry Allen"

David's Reply

 

Your Friend
5

David is motivated, intelligent and a man of character. Definitely the right man for the job when you need results!

Larry Allen"

David's Reply

 

Your Friend
5

Dave is an upstanding gentlemen... Fair and hardworking for his clients. II'd recommend him to anybody!"

David's Reply

 

Your Friend
5

David is a caring man of integrity and his word. I would not hesitate using his services."

David's Reply

 

Your Friend
5

David is a straight shooter who routinely provides superior service."

David's Reply

 

Your Friend
5

I consider David to be helpful and a person of integrity."

David's Reply

 

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