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About Ruben Garcia

At 1st Address Mortgage we do FHA, VA, Conventional, USDA, Homepath, Reverse, HARP 2.0 unlimited LTV. We have very competitive rates and programs to fist all of your Mortgage needs. I am a very experienced loan officer, who put my clients best interests first before my own, my goal is to help more American families achieve the American Dream of owning their house. I have a seven years experience filling out individual and small business income tax which gives me the advantage of understanding the family economics and apply that into the loan origination needs of my customers. See MoreRead Less

Featured Reviews About Ruben Garcia

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Reviews about Ruben Garcia

Your Friend
5

Ruben is has been the best loan officer that my husband and me had met. He is very knowledgeable in terms of loan and the process on what we needed in order to get ready to buy a house. Ruben was so professsional, he walked us throughout the process and explained with details what to expect in every single step of the process.
One thing that we were also very impressed is that he is very reliable. Every time we had a question he would call us right away or email us to answer our question no matter the degree of importance of our question.
He was very flexible and received us any time at his office every time we needed to see him.
Buying a house has been one of the most important things in our lives and Ruben has done such a spectacular job because he has a lot of knowlegdege an willingness to help people like us who have no idea what it takea to buy a house.
When Ruben encountered some challenges with our particular situation, Ruben did not give up and continue helping us util the end of our closing. He is very resourceful and a fast learner. He has been the best loan officer that we had ever met.

In terms of taxes specialis Ruben is the to go person. He is very knwoledgeable and has many years of experience. I am a teacher and he helped me get the teacher's tax deduction. He is also very friendly and gives you the best advise.

He has beeen a woderful advisor on how to make a budget, and how to save money.
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Ruben's Reply

Thank you Mirza for all the Kind words I got from you and your Family, you know you can count on me, if you have any questions or concerns, please do not hesitate to contact me.

Your Friend
5

Ruben's business practice continues to be among the best I've ever experienced. I've never met someone so reliable, knowledgable and easy-going. He handles himself with complete professionalism while also working non-stop during the busy tax season. Every visit is a positive experience and I always leave with the feeling that I was provided different, knowledgeable and accurate options. He patiently explaines the pros and cons of those decisions and even went so far as to simulate it for me so I could get a feel of how it could impact my decisions in the future. I also like that I can ask Ruben any question and if he doesnt have the information, he makes sure to get for me in a timely manner and that is what I call excellent service.See MoreRead Less"

Ruben's Reply

Mayra thank you very much for all of the nice vibe you inputted in your review... If I could be of help you know where to find me.

Your Friend
5

Buying your first home is extremely stressful and our experience was no different. Though we came across many hurdles that could have potentially derailed our plans, Ruben's positivity, encouragement, hard work, and down right persistence pushed us forward. It makes all the difference when you have someone who is so invested in your success..Ruben was that person for us. Its been just over a month since we moved in and we couldn't be happier. We were truly blessed to have had Ruben working for us and we feel obligated to pass this on to anyone who also has a dream of owning there first home...thanks Ruben. Sincerely from the Campos-Kemokais
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Ruben's Reply

 

Your Friend
5

Last year I was on a search for a new home. I found my self with plenty of question. How will I afford the mortgage, what would be the best financial plan for me? I went to Ruben Garcia for guidance. Little did I know he would be so knowledgeable and helpful. His professional advice was personal and efficient. My experience with Ruben helped me arrange a financial plan that was perfect for me. Rubén made this experience enjoyable and understanding. I look forward to working with Ruben on more related endeavors, and would definitely recommend him and his great works to others looking for mortgage and financial direction.See MoreRead Less"

Ruben's Reply

 

Your Friend
5

We have been working with Ruben for quite some time now. Just recently we purchased a home an he did an outstanding job. We were in constant communication from the day we requested a loan until we closed. He was always available and demonstrated professionalism and knowledge in any area regarding our loan. We wouldn't have been more pleased with another loan officer and plan to use Ruben in any future transactions.See MoreRead Less"

Ruben's Reply

Rocio thank you for the kind words, I am happy that you feel that way about your transaction. It was a pleasure helping you with your Purchase transaction.

Your Friend
5

Ruben is the only person I trust to refer my family and friends in the Purchase/Refinance of their homes. He's has 15+ years of experience and he's a solid professional financial advisor. I highly recommend him for the Purchase of a new home and for tax preparation services. Let Ruben show you his expertise across a range of different services.
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Ruben's Reply

 

Your Friend
5

Mr. Ruben has been our family's accountant since 2007 we had some questions about our taxes the year before, and he was able to help out and file our taxes that same year. As time went on over the years Mr. Ruben help us get our first loan for our home and closed in july of 2013 i have highly recommend him to everyone who needs taxes or mortgage."

Ruben's Reply

 

Your Friend
5

Ruben helped us with our home loan in 2010 when others were looking for the big sale and turning us down. Without his knowledge of the business and resourcefulness my wife and I would not have been able to own our own property. Great job Ruben and again thanks for all your help. Cant wait to work with you in the future. Torres family"

Ruben's Reply

Thank you Jorge, always a pleasure to help, if you have any questions in the future please do not hesitate to contact me... good luck...

Your Friend
5

Ruben is an excellent person, honest, hardworking, with an exemplary ethics, he is always willing to help others, find resources and solutions for the needs of their customers. I widely recommended Ruben because he is professional and he will go above and beyond to help you solve whatever you need."

Ruben's Reply

 

Your Friend
5

My company bring me to US last year, as I'm barely new on all IRS stuffs, Ruben has been a huge support on all Tax activities I had to perform the first year as ITIN and Tax Return, I extremely recommend Ruben for Tax business and hope some day have a chance to do some Mortgage related business."

Ruben's Reply

Cesar thank you for having confidence in me and my company, I will be looking forward to be of help in the future.

Your Friend
5

Ruben helped us with our high mortage and our passed income tax returns, now we have a lower mortgage and now planning to buy another propety with his help. I do recomend stoping by for a consult. He and his team are very helpfull and detail profecional. Thank you!"

Ruben's Reply

Thank you Oscar for your kind words,, will be looking forward to of help for you and your family...

Your Friend
5

RUBEN KNOWS ABOUT TAXES I CAN TELL YOU THAT IF IT WAS NOT FOR HIM ME AND A LOT OF MY FRIENDS WOULD NOT WHERE TO GO YEAR AFTER YEAR I WOULD DEFINITELY RECOMEND HIM NOT ONLY AS A PRO TAX PREPARER BUT AS A FRIEND TOO, ONCE YOU GET TO KNOW HIM YOU WILL SEE WHY:)"

Ruben's Reply

Thank you Leslie, It is always a pleasure to help you and you friends with their tax preparation, thank you for your review.

Your Friend
5

His experience made the loan process easy to complete and understand. He knows what he is doing and is someone you can trust he'll always do his best for you."

Ruben's Reply

Ana It was a great pleasure to be a part of a Dream Come True.... I hope you have many years of happiness in you new house..... Cheers.

Your Friend
5

I widely recommend Mr. Ruben Garcias as a confinable Tax Specialist/Loan Officer. I know him for more than 8 years and he always do a excellent job."

Ruben's Reply

Dulce, thank you for your recommendations made to your co-worker and family and I am looking forward to work for your in the future.

Your Friend
5

Ruben Garcia is a great broker. He is always putting his clients first. He is very professional and dedicated to his job."

Ruben's Reply

 

Your Friend
5

Mr Ruben went over and beyond, assisted me with everything they needed, MLP fixed my creditwith good tips and advice is"

Ruben's Reply

 

Your Friend
5

Excellent people to do business with.
Will try his best to help and meet clients goals."

Ruben's Reply

Thank you Vanessa, and yes we work hard for our clients.

Your Friend
5

Excellent customer service, experience on tax filing, and professional representation."

Ruben's Reply

Thank you Waldo, I look forward to see you next Tax Season....

Your Friend
5

Best service love the treatment very professional and always reasonable Prices."

Ruben's Reply

Thank you Nina, always a pleasure to assist you.

Your Friend
5

Four words that describes Ruben
Professional, Loyal, Friendly and Humble"

Ruben's Reply

 

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