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Heather Cutler

Senior Loan Officer

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MODERN CONCEPT FINANCIAL

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About Heather Cutler

I have been a loan officer for 13 years, most of which was in Pueblo. I owned my own company for 8 years lending in 50 states. My specialty was construction lending until 2008 when the market crashed! I love what I do! There is no greater joy than to see the look on a person's face at closing when they are handed the keys to their home! Most people only purchase a home a few times in a lifetime and to be part of that moment is an honor! I have 4 great children that are the loves of my life!! I have been a single parent most of their lives. I love the journey they take me on from day to day! I enjoy going to the gym and anything outdoors. I was born and raised in Greenfield, Iowa and moved to the Vail area when I was 13. I was raised by my mother and my grandmother, who I am thankful had a great influence on my life!See MoreRead Less

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Your Friend

Heather was an amazing officer to work with on my own refi. She takes everyone's issue very personally and strives to create the best situation for all involved. I was so pleased I've referred several friends to her for loan help! If you want the best, contact Heather!"

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Your Friend

Heather is a true professional! I would definitely recommend her to all my friends and family."

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