Happy to have had a long, long relationship with Miss Pat, whom I have used many times to give business to....each time we had a very satisfactory transaction. I always knew I could refer my clients to her, and that she would go out of her way to make them happy & explain whatever they had questions about....some of my people were repeat customers, which should speak for itself! Keep on truckin' girlfriend....am sitting back watching you do all the work now....I like that, but the pay isn't as good!! Wish you all the continued success you can handle, oh mighty mortgage lady!!