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About Justin Howes

My practice focuses on providing cost effective retirement and insurance benefits plans for young families, seniors and small business owners in our area.

Personal Planning for:
*Life Insurance Needs
*College Funding
*Mortgage Protection
*Disability Insurance
*Charitable Giving
*Retirement Funding
*Estate Conservation

Business Planning for:
*Buy-Sell Funding
*Deferred Compensation
*Executive Bonus Plans
*Key Person Protection
*Voluntary Payroll Deduction
*Salary Continuation
*Funding for Qualified Plans: SEPs, 401(k)s, IRAs, Pensions, SIMPLE, Keoghs
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Justin is a very serious minded young man who is capable of wonderful things."

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