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About Neil Christiansen

I have been serving the needs of individuals, couples and families for over 12 years. My passion for helping people and building strong positive relationships with my clients, has led to a business based almost 100% by referral. My team uses a simple & efficient loan process, ensuring a stress free transaction for our clients and the flexibility of our core systems allow us to embrace our diverse clientele so that we can meet the unique needs of each and every person that comes through our door.

Citywide Home Loans is a full service mortgage company offering Conventional, FHA, and VA financing for home purchase & refinance.
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Featured Reviews About Neil Christiansen

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Reviews about Neil Christiansen

Your Friend
5

I was fortunate enough to have met Neil through a mutual a friend, knowing that I was looking for a new home, my friend gave Neil extremely a very high recommendation as she had just recently worked with him on her house.
As I began working with Neil and his team, I quickly came to feel that I was being treated as a friend. He took the time to make sure that I understood the products, why he was offering some and why he wasn't offering others. I felt like Neil was guiding me to find a loan that fit my needs exactly.
Years later when I began thinking of refinancing, I had entertained an offer from the the bank that held my original loan but knew I wouldn't make a step before speaking with Neil. As before, Neil took the time to explain the differences in the the loans that I was considering and made sure that not only was I comfortable with my choice, I felt like he wanted to be certain that I had considered all of the options available to me. My refinanced terms were much better than what the bank was offering.
In today's climate where the mortgage industry seems to be struggling with a sense integrity, Neil Christiansen stands apart from the rest.
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Neil's Reply

 

Your Friend
5

When preparing to purchase my first house I was referred to Neil and his staff through my father. Neil has now helped three family members with purchases or re-finances of their homes. All of us have enjoyed his service.

In my case, my purchase did not represent a large amount of income to Neil. However, he gave us service like we were making him millions. I was purchasing a short sale, which required adherence to a strict timeframe. Additionally, the selling bank only gave us the absolute minimum amount of time to get our financing done. Neil and his staff knew exactly who could provide that financing for us in such a short window, and exactly how to get it done in time.

Without Neil and his staff I would not have been able to purchase our house. The knowledge they brought was not available through my bank or credit union. I have since made a ton of money on that house, because we were able to purchase it under that short sale. When the time comes for me to move on to the next house, I will be calling Neil to drive the financing.
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Neil's Reply

 

Your Friend
5

Neil Christiansen has become a true partner of mine and I send all of my clients to him. Neil and his staff are always courteous, knowledgeable and helpful; they always take the time to listen to and educate my clients; and they have a systematic approach for updating me and my clients that I absolutely love. In addition, he conveys his experience with every conversation, giving me and my clients a very strong sense of confidence when we work with him. Neils professionalism and expertise also shine through with every transaction, and that reflects really well on me. My clients consistently rave about the experiences they have with Neil and I recommend him to everyone!See MoreRead Less"

Neil's Reply

 

Your Friend
5

My wife and I were refereed to Neil threw a close relative. She told us Neil was the best she had found in his field so I called him. Unlike so many Bank finance departments Neil actually new immensely more about financing than me. Very comforting since I had a basic understanding, I was looking for a true professional. Not a person to just agree with me and ask me to come in and get signed up. Although we were not a difficult family to find financing for Neil was extremely patient with my specific questions and concerns. After successfully working with Neil and his staff I would not consider contacting any other Broker for our financial needs. Thanks Neil!See MoreRead Less"

Neil's Reply

 

Your Friend
5

My wife and I were refereed to Neil threw a close relative. She told us Neil was the best she had found in his field so I called him. Unlike so many Bank finance departments Neil actually new immensely more about financing than me. Very comforting since I had a basic understanding, I was looking for a true professional. Not a person to just agree with me and ask me to come in and get signed up. Although we were not a difficult family to find financing for Neil was extremely patient with my specific questions and concerns. After successfully working with Neil and his staff I would not consider contacting any other Broker for our financial needs. Thanks Neil!See MoreRead Less"

Neil's Reply

 

Your Friend
5

I met Neil through a trusted business person in my network. Neil helped my family and I finance our house as well as refinance a year later to take advantage of the great interest rates. Neil was extremely detailed and asked good questions to make sure he was bringing solutions to meet our needs. This is really important to me as I don't like just being sold a product. There are lots of people out there that are purely trying to sell you what is best for them. I did not feel that way working with Neil and his team. They were focused on the best solution. Neil is very detailed, proactive and professional. I would highly recommend him.See MoreRead Less"

Neil's Reply

 

Your Friend
5

Neil has been an incredible asset for my wife and I over the years from the moment we bought our initial home, through challenging (and complicated) lending times, and through a couple of re-finances - all of which helped us save money at the end of the day. Being new homeowners, it was important for us to gain an education about the market as well as the products and mechanics of each of the products. Neil was able to help us understand and summarize the choices in front of us. Neil and his team are extremely responsive, personable, principled, trustworthy and detail oriented.See MoreRead Less"

Neil's Reply

 

Your Friend
5

Neil has helped us refinance our home, a mountain property, and multiple investment properties. He and his team have always been professional and extremely responsive. We had one "short sale" property that took nearly a year to close. Neil was flexible and patient during that frustrating process, and often provide his insights. There have been other properties that Neil did not have a good solution for, and he was honest about us being better served by products he did not have access to. We have purchased through dozens of brokers and Neil is the one we call.See MoreRead Less"

Neil's Reply

 

Your Friend
5

My financial planner introduced us to Neil. He helped my wife and I with 2 mortgages, each time saving us considerable money. He is exceptionally knowledgeable in this industry and he has an outstanding support staff that are very helpful and friendly. Neil gave great advice when it came to finding the best possible rate and locked us in at the right time. When time came to complete the paperwork, Neil's team came across town to our location. Everything was in order and went very smoothly. My wife and I strongly endorse Neil and his team.See MoreRead Less"

Neil's Reply

 

Your Friend
5

Neil and his team were great to work with. We were never treated as "another deal to get closed". The decision to refinance was based on improving our financial goals and Neil was more than willing to discuss several options before we started the paperwork process. He is very knowledgeable about current market trends and the ever changing lending regulations and we were always aware of where our loan was in the process to get to closing. The open communication with Neil and the Capital Financial Network team was very refreshing!See MoreRead Less"

Neil's Reply

 

Your Friend
5

I first found Neil through a direct mailing I was reading and was interested in his approach to mortgage brokering. Since that first encounter I have always had confidence in him and refinanced using his services several times to secure better loan terms. Each refinance has been as a result of Neil's monitoring of the market and making recommendations on when to move. I could not be happier with the service he has provided over many years now, and am financially better off as a result of his efforts on my behalf.See MoreRead Less"

Neil's Reply

 

Your Friend
5

I have used Neil several times on home re-fi's. He does a great job of providing me the best rates on no-cost closings- and manages the paperwork of the closing process very well.

I have found him to be both extremely honest, and also very efficient and he has always delivered on whatever he has promised.

If you are looking for someone to get you the best rates, minimize closing hassels and also someone who does what they say they will do, Neil is the right guy for you.See MoreRead Less"

Neil's Reply

 

Your Friend
5

Neil was recommended by my financial planner to help us refinance a mortage we had at over 5% interest a couple of years back. He was able to help us by getting a 4-1/4% rate then in the spring of 2013 he got us a 3-5/8% refinance package with no cost. He has been great to work with, efficient in his handling of the processing and personable to talk to. I recommend Neil and his company as an option for either refinancing a current home or new home financing.See MoreRead Less"

Neil's Reply

 

Your Friend
5

I first worked with Neil when I purchased my condo in 2011. I was working with several brokers at the time, and Neil was consistently the most responsive and helpful. I was very happy with the terms of my loan, so when I decided to refinance recently, I turned to Neil again. I was not disappointed. He got me a fantastic rate and the whole process was fast and painless. When my friends are thinking of refinancing, I always recommend Neil.See MoreRead Less"

Neil's Reply

 

Your Friend
5

Neil has helped our family with refinancing our home a few times over 13 years. He is a wealth of knowledge as well as a professional that explains the pro's & con's of the transaction in a way that any layman can understand. Neil and his staff make the effort to refinance your home seem effortless. We highly recommend Capital Financial to anyone who is considering buying a home for the first time or refinancing your existing home.See MoreRead Less"

Neil's Reply

 

Your Friend
5

Neil was awesome! I have done my first home purchase through him and a refi. I was completely oblivious as to what I was doing on initial purchase and Neil was there for me every step of the way. He helped me with advice on getting my credit score up and knew everything about the mortgage options. He was available and always eager to help and made me feel safe every step of the way. />
I would recommend Neil to anyone!!See MoreRead Less"

Neil's Reply

 

Your Friend
5

We worked with Neil when we purchased a new home. He was great to work with; he was professional yet friendly, prompt, and trustworthy. We also liked working with him because he had good ideas about the best mortgage package that would work for us, and he always followed up with us on everything. I would highly recommend working with him!"

Neil's Reply

 

Your Friend
5

Neil has handled two refinance transactions for me. Working with his office was simple and efficient. He was clear in answering any questions I had as well as guiding me in what paperwork and information I needed to provide. I felt I understood every step of the process and it was completed quickly with no loose ends."

Neil's Reply

 

Your Friend
5

I did my house refinance with Neil Christiansen twice and both times he was excellent. I was referred to Neil through my Ameriprise financial advisor Pau Kropasch. The process can seem intimidating but Neil and his team of finance professionals made the process smooth and easy to follow with minimal work on my end."

Neil's Reply

 

Your Friend
5

Neil is a pleasure to work with and is always very professional. We have enjoyed working with him over the years and will continue to do so. Neil is always contacting us when he believes refinancing would be a benefit. He is always looking out for his clients. Kim Peterson"

Neil's Reply

 

Your Friend
5

My wife and I have leveraged Neil on serveral home purchases and 4 or 5 refinances. Neil is extrremely knowledgeable, timely and offers excellent advice. I wouldn't hesitate to leverage Neil going forward or to recommend him to any of my friends."

Neil's Reply

 

Your Friend
5

I worked with Neil on a difficult transaction and he was able to get the job done. There were countless phone calls and paperwork to complete and Neil did a great job. I would recommend him to anyone needing a mortgage or credit repair."

Neil's Reply

 

Your Friend
5

Working with Neil was a wonderful experience and pleasure with his professionalism and his ability to help us find what we were needing. We greatly appreciate being able to find someone with his vast knowledge and ability to help"

Neil's Reply

 

Your Friend
5

Neil and his staff helped me with two home loans. They were very professional, always responded quickly to questions I had and were helpful from beginning to end. I would highly recommend them to anyone who has financial needs."

Neil's Reply

 

Your Friend
5

Neil and his team are always great to work with. He sets realistic expectations for buyers and helps my clients to reach their goal of home ownership in a very timely manner. I highly recommend him to all of my clients."

Neil's Reply

 

Your Friend
5

As a real estate broker, I am always looking for good mortgage contacts. Neil is honest, experienced, innovative and professional....Simply out, Neil get's transactions to the closing table. I highly recommend Neil."

Neil's Reply

 

Your Friend
5

My husband and I have used Neil over the past several years for multiple re-finances and a new home loan. I look to my trusted advisors to make my life easier during these times and he has been great to work with!"

Neil's Reply

 

Your Friend
5

My husband and I have used Neil over the past several years for multiple re-finances and a new home loan. I look to my trusted advisors to make my life easier during these times and he has been great to work with!"

Neil's Reply

 

Your Friend
5

I had difficulties two years in a row with the lender not accepting my home appraisal. Neil helped me both years, and we finally got our home mortgage. He got me a good fixed percentage rate as well."

Neil's Reply

 

Your Friend
5

We have worked Capital Financial Network for years. They have always been very professional and easy to work with. We would highly recommend Neil and his expertise to anyone needing a mortgage."

Neil's Reply

 

Your Friend
5

A consummate professional who makes the mortgage process very easy to navigate through. I am looking forward to doing more business in the future with Neil and Capital Financial Network."

Neil's Reply

 

Your Friend
5

Neil has been instrumental in two home purchases and several refinances for my family. Without his help, I'm pretty sure our mortgage payment would significantly higher!"

Neil's Reply

 

Your Friend
5

Neil is exceptional to work with. He worked with us where I knew what we were doing and when I had a question he was there to answer them. We highly recommend Neil."

Neil's Reply

 

Your Friend
5

Neil demonstrated a high level of knowledge about his product. His quality of work demonstrates a high level of professionalism. Neil processed a home loan for me."

Neil's Reply

 

Your Friend
4

Neil serviced our mortgage on two occassions. Both times the process was painless and efficient. I have recommended him to others for their mortgage needs."

Neil's Reply

 

Your Friend
5

Neil provides the information to make sound decisions. Anyone that needs to have a better understanding of the market Neil has the tools."

Neil's Reply

 

Your Friend
5

Neil is extremely competent and knowledgeable and is the epitome of integrity. I trust him completely and highly recommend him!"

Neil's Reply

 

Your Friend
5

Neil was a great broker! He got us a great deal on our mortgage, and was very professional throughout the process."

Neil's Reply

 

Your Friend
5

Neil was knowledgeable and very helpful in saving our family lots of money. I would highly recommend him."

Neil's Reply

 

Your Friend
5

Always polite and professional, Neil and co. get things done in a very time efficient manner."

Neil's Reply

 

Your Friend
5

Neil is very helpful and is my 1st choice for financing/refinancing when I need it"

Neil's Reply

 

Your Friend
5

I have been very happy working with Neil and his team for several years now."

Neil's Reply

 

Your Friend
5

He does everything to help his customers."

Neil's Reply

 

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