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u meant innovation Stuart Wong? I thought it only relates to technologies, but I was wrong. Innovation also refers to the creation of better or more effective services, ideas, etc., i.e. all kinds of products that are accepted by the markets, societies, and by the governments. It is more than invention, or put it simple - action and let's do it! For this reason, I always admire those who integrate new ideas into practice. Lan Zhang is a leader in PFA business, and I believe Lily and her parther Mr. Fang will be more than just PFA. Go! the Living-Financial Solution!See MoreRead Less