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What are common ways that people end up "over-insured"?

What are common ways that people end up "over-insured"?

Is it the insurance agent's job to watch out for these things?  Or is it really just up to the customer?
related to: What does home insurance cover, and what are the key things I should think about when buying a policy?
asked in Insurance by
Nathan Labenz
GOAT (160 points) 7 months ago

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