Term LIfe insurance! DO NOT, I REPEAT, DO NOT BUY ANY other TYPE OF LIFE insurance. "Cash Value" is a colossal waste of money!!
The three evil of Whole life.
1. you do NOT get a keep the "cash value"
2. BAD investment (low rate of return)
3. You will pay 6%-8% to borrow your own money
If you have a Whole life, cash value, Unversal life, Variable life. NOT GOOD! Lets get together and talk! ITS NOT WHAT I TELL YOU, ITS WHAT I CAN SHOW YOU IN YOUR POLICY!!